Is it worth it? Must-have apps vs. the money drains
Many of the apps on our smartphones can trick us with free trial periods but then charge huge subscription fees. Here's what's worth the money and what isn't.
Seeing a charge come through for a streaming service you forgot you even subscribed to is a special kind of frustration.
This is bound to happen if you sign up for free trials but never set a reminder to cancel before you’re charged. Here are the simple steps to stop this from ever happening again.
Of course, a side hustle can help you pay for Netflix, Spotify and all the rest. Have a bunch of treasures lying around that you know you should sell? We put together a complete guide to starting your own online resell business.
Bringing in cash is great, but stop spending so much on app subscriptions. Here's how.
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What’s worth your money?
The short answer: It depends on what matters to you. Do you hate watching or listening to ads? Do you value your privacy enough to pay a premium? Do you have a job or hobby that requires specialized software?
Here’s a quick list to get you thinking. Not all of these are right for everyone, and you may decide you don’t want to pay for any apps.
Ultimately, it comes down to the quality of the app, the value it adds to your life and your preferences. There is almost always a free version of whatever app you want.
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What’s not worth it?
This is subjective, too, but a few rules apply to just about everyone.
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How to find all the apps you pay for
To check what subscriptions you’re paying for in the Apple App Store:
How to find your paid subscriptions for Android:
Find anything else you’re paying for
It’s also worth checking your bank statements for unusual or ongoing charges you don’t recognize. You may pinpoint a Hulu or Netflix subscription or a few app purchases you forgot about.
You can get bank statements from your online bank portal, and it’s a good idea to look them over at least once a month. Print your statements out and go over the charges line by line. If you find something you want to cancel, contact the company right away to get the account closed. Otherwise, you may end up paying for another month of useless services due to cancellation terms related to your account.
Give your email a quick check, too. It’s common for ongoing purchase receipts to land in your inbox, and they don't always appear in your primary email folder, either. You should check your spam or trash folders, too.
An app can do it for you
Sounds like too much work? For a commission fee, some companies will take care of the entire process for you. I’ve used Rocket Money, a podcast sponsor, and saved about $450 in about 5 minutes. (They didn't pay me to include them here.)
Keep your tech-know going
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